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Question #1:

Darwinists: These Are Your (Darwin Award) Winners For Last Year. Are You Proud?

1. When his 38 caliber revolver failed to fire at his intended victim during a hold-up in Long Beach , California would-be robber James Elliot did something that can only inspire wonder. He peered down the barrel and tried the trigger again. This time it worked.

And now, the honorable mentions:

2. The chef at a hotel in Switzerland lost a finger in a meat cutting machine and after a little shopping around, submitted a claim to his insurance company. The company expecting negligence sent out one of its men to have a look for himself. He tried the machine and he also lost a finger.. The chef's claim was approved.

3. A man who shoveled snow for an hour to clear a space for his car during a blizzard in Chicago returned with his vehicle to find a woman had taken the space. Understandably, he shot her.

4. After stopping for drinks at an illegal bar, a Zimbabwean bus driver found that the 20 mental patients he was supposed to be transporting from Harare to Bulawayo had escaped. Not wanting to admit his incompetence, the driver went to a nearby bus stop and offered everyone waiting there a free ride. He then delivered the passengers to the mental hospital, telling the staff that the patients were very excitable and prone to bizarre fantasies.. The deception wasn't discovered for 3 days.

5. An American teenager was in the hospital recovering from serious head wounds received from an oncoming train. When asked how he received the injuries, the lad told police that he was simply trying to see how close he could get his head to a moving train before he was hit.

6. A man walked into a Louisiana Circle-K, put a $20 bill on the counter, and asked for change. When the clerk opened the cash drawer, the man pulled a gun and asked for all the cash in the register, which the clerk promptly provided. The man took the cash from the clerk and fled, leaving the $20 bill on the counter. The total amount of cash he got from the drawer... $15. [If someone points a gun at you and gives you money, is a crime committed?]

7. Seems an Arkansas guy wanted some beer pretty badly.. He decided that he'd just throw a cinder block through a liquor store window, grab some booze, and run. So he lifted the cinder block and heaved it over his head at the window. The cinder block bounced back and hit the would-be thief on the head, knocking him unconscious. The liquor store window was made of Plexiglas. The whole event was caught on videotape...

8. As a female shopper exited a New York convenience store, a man grabbed her purse and ran. The clerk called 911 immediately, and the woman was able to give them a detailed description of the snatcher. Within minutes, the police apprehended the snatcher. They put him in the car and drove back to the store. The thief was then taken out of the car and told to stand there for a positive ID. To which he replied, "Yes, officer, that's her. That's the lady I stole the purse from."

9.. The Ann Arbor News crime column reported that a man walked into a Burger King in Ypsilanti , Michigan at 5 A.M., flashed a gun, and demanded cash. The clerk turned him down because he said he couldn't open the cash register without a food order. When the man ordered onion rings, the clerk said they weren't available for breakfast... The man, frustrated, walked away. [*A 5-STAR STUPIDITY AWARD WINNER]

10. When a man attempted to siphon gasoline from a motor home parked on a Seattle street by sucking on a hose, he got much more than he bargained for.. Police arrived at the scene to find a very sick man curled up next to a motor home near spilled sewage. A police spokesman said that the man admitted to trying to steal gasoline, but he plugged his siphon hose into the motor home's sewage tank by mistake. The owner of the vehicle declined to press charges saying that it was the best laugh he'd ever had.

Question #2:

Darwin Awards: NOT Jokes. Would You Believe These People Breed and Walk Among Us?

Question #3:

Can she sue after falling in my front yard over her own boots?

Can I be sued after a neighbor falls over her own boots while chasing her puppy in my front yard?
I had no liability insurance, she has medical insurance but says her insurance is going to have me pay her medical bills.

Question #4:

Travelling from the UK to USA?

There are so many details that seem to need to be considered. I'm just asking, what would I need in order to just get up and go to america to travel for a couple of months, Insurance? Visas? things like that? Thanks
Perfect, Thank you.

Question #5:

Question about sperm & pregnancy?

My doctor told me abnormal sperm can cause a abnormal baby & miscarriages. (Even abnormal eggs can) (Ive had 2 miscarriages) & Before we try again me & my bf have been talkng about getting him a semen analysis but should we even do that since apparently his sperm is getting me pregnant? Just want opinions because we don't have insurance so we would be paying out of pocket. The whole main reason we want it done is to see if he has more abnormal then normal sperm. Would this test be able to tell that? Thanks?

Question #6:

Can I have a lapsed policy put back into effect?

Can I start my lapse policy again , its a life insurance policy, whom should I contact for it?

Question #7:

My car caught on fire?

I drove my car (Nissan Altima 1997) to Pep Boys (Long Island) for a fix on 02/04 because of the leak issue. I dropped it off. When I came back from MacDonald after lunch, the car caught on fire, which melted almost the whole front part. The Pep Boy technician said afterwards the leak gasoline caused the fire when he tried to start the engine. I am still waiting for the report from the fire marshal Dept. And my Geico insurance does not cover fire damage. So what should I do now? Great thanks!

Question #8:

My sister is using and dichting me?

We used to be close until she completely changed. But because she's my sister and how close we used to be, I try to be there for her. She doesn't have a job, a car or any money. I love her to death and I try to help her, be there and support her. But lately I'm starting to hate my sister.

She takes my stuff all the time. At first, it didn't bother me. But than it got more annoying when she abuse them and never returns them. I personally hate it when people take my stuff without my permission. Nobody provides me anything. I have to work for it. I literally bust my ass through pain and sickness for my money and things in my life. I don't get paid much either. Regardless, I'm thankful for the things I do have and I cherish it. Sometimes I don't have money to eat. But when I do have food, she takes it without asking. Leaving me nothing.

I have a car. I pay my own gas, insurance, tag, repairments, ect. My sister calls me when she and her friends need a ride. They only invite me over so they'll have a reliable car. She doesn't pitch in with anything. I once tag alone and they completely ignored me. Never again.

Sometimes she makes plans with me. When I call her or text her to see if we're still on, I get no reply. In the end, she's out with her friends. I feel stupid because people try to make plans with me but I say no for her. She only calls when she needs or want somethin from me. But when I'm out and she's home, she wants me to go home for her.

This has been happening for the longest. It hurts me and I feel used. I've had talked to her but she still does it. I try again today. She pretty much told me "I get butthurt easily and I needs stop being a bitch." So what should I do? Treat her like she treated me?

Question #9:

blood in stool not insured?

I have been having this problem since I was 12 and at 18 docs found 2 polyps they told me it was juvenile polyps and shouldn't persist past age 21 now at age 22 I have this problem again nervous now Ive had 6 colonoscopies forgive the spelling I had a good paying job in the city but it cost to much to live there and I could not support my son so I moved my job was supposed to transfer me but never did now the job I was supposed to get picked someone else I was paying like 55 a week for insurance and with no income i couldnt afford it and not even 3 days later this problem picked up again. so now I am uninsured Idk what it is this tie me and my bf tried anal for the first time I know not smart and I also ate shrimp the same day knowing I am allergic not only that I have ha hemorrhoids since the removal of the polyps and now im scared s#it less I have no insurance and no job I a supposed to go to the free clinic has anyone ever been there idk what to do uggh I feel tired all the time dizzy and weak im supposed to pick my classes up in the summer but I cant concentrate my second question is does any one know what pills or foods that can build up blood levels thanks in advance and please dont poke fun at the anal thing I already know it was stupid

Question #10:

I want to buy the Nissan 350z but have a few questions.?

I want to know how much insurance would be for that car for a 16 year old?

Question #11:

Do I need therapy, and can I get it without my parents knowing?

I'm 16 years old but I really don't want to tell my parents about anything that's going on yet. Pretty much since the 8th grade ended, I've been having these weird mid-life crisis type things where I know I'm getting older and I'm scared to death of it. I can't describe it, its so weird. I'll start to be happy then out of nowhere I'll have a dream flashing back to 8th grade. I was young but I spent a year and a half with a guy I was in love with and a week before I was released to high school, he broke up with me, and i don't know i was just so devastated. I don't even think I still miss him, but I have no idea whats going on. I'm now engaged to someone and I'm happy but I had a nightmare flashback to ninth grade (which I wish to forget, I made really bad choices then) and then last night I had another very vivid dream about 8th grade with the one guy. I'm a junior in high school but I'm about to graduate early, this year actually. My fiance is going into the military's basic training in August and I really want all of this to be gone and over with once he gets back & I'm in college and we're ready to get married.. I don't want to be married and have this on my conciance (i probably didn't spell that right) I feel like I need therapy because I only have a few friends, I'm not good at making close friends and the ones i do talk to would tell my fiance anything I say. I can't trust them, and I know I would trust a therapist. I don't want pills or anything, I just want to know where I went wrong and why I keep ending up in the same spot no matter what. I don't do drugs, I don't drink, I go to church, I have very good grades, I've only had sex with my fiance. I just don't know what to do.. does Premera blue cross insurance cover therapy? & can I go without telling my parents? Or do I even NEED to go, is it just a simple solution? Please help this has been going on for three years and I am so scared. Sorry this is so long, and please don't leave negative comments. I sincerely need help

Question #12:

My car was hit by a police officer's brother and he lied on the report!?

the man was coming from a side street (don't know if he stopped at the stop sign or not) between traffic to turn left onto the 2way main street I was on, and he t-boned my driver's side back door and quarter panel.
His front bumper was pushed in and he had fender corner damage (but not to his headlight/signal light). There was traffic, but no one stopped so there weren't any witnesses. This guy tells me he is sorry and we exchange insurance info, then we leave. No one was hurt, and I was a couple blocks from my house so I slowly drove home, and called my insurance. He went to the police station and made a police report and called his insurance, telling a lie about how the accident happened, and saying we were on the same street going the same way and I cut into his lane and sideswiped him. The police would not take my statement or version of events, telling me that they can only accept one report for the same accident. I was furious. At first, his insurance company said they would pay for my repairs because the pictures sent by their adjuster show that the man was 100% liable. Then, two hours later, they called me back with an attitude, saying that they will not pay anything, and the pictures mean nothing (his word/police report against my word). This was 2 weeks ago, I'm still trying to figure out how to make this disgusting liar pay for the damage he caused - and today, I found out that he lives with his brother, who is a police officer! OMG, I'm terrified, what can I do?
Well my insurance as well as his was LIABILITY ONLY - so my insurance will not fight for me and won't give me any advice or pay my damages, because I have LIBILITY ONLY. According to his insurance adjuster's pictures, my insurance (and his) found me not liable, but his insurance changed thier mind and won't tell me why except to say that its his word against mine and the pictures mean nothing. And to the guy accusing me of making up a "crooked cop" story: NO I'm not, you should've READ my post before answering, and you obviously watch too many movies. I'm just trying to get this guy to pay for the damage he caused, I didn't know he lived with a cop when he hit me, and I don't know if his brother is crooked or not. How do I "make sure" that the police include my statement, when they refuse? I have already filed my State crash report, which is for statistics. My car looks like the Incredible Hulk punched my rear door/quarterpanel. This
was NOT a sideswipe, and with no money for an attorney and a guy with a biased report, I don't know what to do...my car was near mint and his car has already obviously been in several accidents (and, it wasn't even his car, the car and insurance is in another relative's name!). My teenage daughter was with me, but she cannot be used as a witness, I'm told. just can't believe there is nothing I can do about this. And it IS a big deal because he caused $3800 of damage, and I should not have to pay his damage AND mine, too, when HE is the one who wa supposed to stop and make sure he could turn left across main street traffic to turn left and hit my car. I had no stop sign, no stop light, and I had the right of way. He's lying on his report to police - and something must make him feel confident about getting away with it.

Question #13:

Fronting? - UK Car Insurance?

Hi,

Could anyone give a proper definition of "fronting" regarding car insurance in the UK?

For example, who goes under the heading of a fronter? In which cases would it be illegal to go under a more experienced driver's insurance policy?

I understand why a 17 year old who just got their driving licence wouldn't be allowed to hide behind their parents' 20 years of No Claims, but would a 25 year old be able to go on their parents' policy?

I've tried looking at the insurers' websites but they'll happily give a quote for anything, even if it's illegal, without saying so, so I can never be sure if it's wrong or not

Thanks :)

Question #14:

What to do when all hope is gone?

First off...my parents just keep getting apart. farther and farther..My sister is too busy...I'm 21 years old, I've had a pathetic life of 4 gf, only had sex once...pathetic right? reason why all hope is gone is because i have medical conditions that require me having alot of attention of i get depressed.
For other reasons i can't get a job because of my condition, whilist not getting a job i tryed getting Employment insurance or w.e and they sent me wrong checks with way too high amounts, which i didint know because it was my first time, so i spent all my cheks received but later on they sent me a letter saying i owe them thousands of dollars....well how the F was i supposed to know how much i was supposed to get, they never informed me on how much i would get. So for that, im a loser living for "Free" sorta which is just making my bills bigger and bigger. I'm surrounded by frikin people who are dumba**es and they get everything, I HAVE A HEART FOR PEOPLE, I CARED FOR PEOPLE! what i get>? NOTHING! i have to get the attention myself or else, no one does anything. They dont act like they dont wanna see me, they just...pretend! No one wants to take the time to get to know me AND IM SICK AND TIRED OF IT! suicide? Maybe...Painless way...Yes...But is it only option...I dont know....I'm just very depressed and locking myself in my room, not that it does anything BECAUSE NO ONE COMES TO SEE ME! i try and try so hard to make friends..yet im just a figment of imagination to them.....from day 1 of my life, till now, nobody cared...Literally.
I am just out of ideas... just........dead inside. Returning to my condition, in order for me to "Keep" a job (Keep a job like....on thin ice because i can't do much else) i need attention, lots of it. If i dont get attention, i'm not functional, if im not functional IM CRAZY! i just wake up everyday, looking forward to an empty box of mail, empty box of "Free money for watching ads and others..." Hell even swagbucks hates me... help me before idk what could happen. CAN LIFE GIVE ME A LIFE!!! so far it just shat in my face...everyday of my childhood getting blamed when im not even a liar, gettin beat up, had good grades but no one cared, so i left school. i am so lonely....

Question #15:

My First Stand-Up Lines?

Hello everybody!
Most comedians will start the show by saying Hows everybody doing! followed by asking everybody if their ready to laugh or something like that. I always think to myself the people that scream Yes! must be darn optimistic, not like me of course. I actually attempted to create comedy insurance, that way I could get get my money back after watching a show that felt more like a wedding.

Im not a big fan of weddings, they just remind me how lonely I am. that's why I spend most my time internet dating, I do most of that on twitter. I followed a girl once, it ended with me getting a restraining order.

I have a few other tricks up my sleeve, I sometimes carry a cane around with me, it makes me look like doctor house. This lets me walk into hospitals and say to the women there, ''hey, im a gynecologist'' of course im not qualified to do this, and I suspect this resulted in quite a few unexpected deaths.

I needed therapy as a child, apparently I have a repressed memory. They say I murdered a therapist. I also tried to do a stand up show recently, but apparently you can only have two people on jail visitation days.

Im writing my own self-help book. I discovered how to get rich quick using only three items, a gun, a balaclava and a fast car.

When I was young, I was quite the history buff, me and my friends would do role play games, our favourite was FRENCH MILITARY. Well I think it was our favourite, I would ask them but obviously they all died. We actually had to hire a sweatshop to sow us enough white flags.

My favourite board game is monopoly, I actually hate playing it, but the money works great on the old people at supermarkets.

So... thank you for reading, I understand this was probably quite bad, but it is my first try.

thank you.

Question #16:

What do you think about Catholic hospitals having to include contraceptives in their health insurance policies?

I keeping hearing it's all about choice and the government is restricting their choice. How about a compromise - let them offer two plans to their employees, one with and one without contraceptive coverage. Then all the non-catholics and the majority of catholics who ignore this teaching from Rome can have the coverage they need, and the rest can have their choice to not be covered.

Question #17:

Would Prince Romney do better at interviews if he just moved his lips and let Karl Rove do a voice over?

1) I would prefer the "Geckko Insurance Guy"

2) Please make it Morgan Freeman, then you've got my vote

3) No way, I need a good morning laugh

4) Prince Romney, what is that, an Entitlement?????

5) If they would stop asking him questions then he would stop with the stupid, clueless answers...

.
@Liberal....I see your avatar...I understand which of us has a mental problem....yours seems to be a pre-existing condition, probably not covered by your insurance...sad, really.....

Question #18:

Moving to England from the U.S??? (Please Read Below, Sorry, Kinda Long!) I Choose Best Answer?

I'm pretty sick of living in the U.S. and i have always wanted to live in England so...
How hard will it be to get a visa and then afterwords citizenship.. i know to get citizenship or to really be in England at all you will have to prove that you can afford living there...
when i come i will have a Degree and be a doctor so i will be able to afford living there and stuff..
BUT My questions are these:
How much do you estimate my monthly bills would be?
Going to the pub - twice a month
buying enough groceries for two people (Me and my sister) i would probably be supporting her for at least a while.
Owning a car - not an expensive fancy one, just a regular one and insurance and stuff like that.
going out to dinner once a week/ four times per month.
Clothes - just a estimate of how much i might spend per month getting maybe two new outfits a month.. I would probably be shopping at the Bull Ring in Birmingham.
Price of a nice two bedroom flat in either Birmingham or Cambridge or maybe even Brighton.
Going to the Theatre maybe twice-three times per month.
Two Mobile Phones(Per month, with Texting, Web, Etc.)
If i think of anything else, i'll be sure to add it. PLEASE ANSWER THIS QUESTION... I do pick a best answer which will award you with 10 points. :) Thanks In Advance.
and obviously everything is gonna be 2x more b.c i'm bringing my sister...
i'll be 26 when i move so that i can finish college and everything.

Question #19:

Do progressives invite open debate or is it only about silencing all opposition?

Why is it all about attacking the messenger, chanting tired slogans and shouting down any rational argument, especially if it makes sense and exposes the folly of progressive ideology? Can progressives think for themselves or is it all about serving the big plan and installing radical change at all costs?

Examples: (common sense vs. progressivist propaganda)
- insurance reform over socialized medicine
- broad tax cuts over economy stifling taxation
- job growth over blanket unemployment
- education reform over just throwing more money at it
- freedom of religion over freedom from religion
- sticking to the Constitution over altering it via a stacked court system
- giving power back to the people, not simply leaving in the hands of lawyers and conniving politicians
- sensible conservation over radical environmentalist imposition and extremism
- local and state level self-governance over shoring up the centralized power

Question #20:

I gave permission to my mother to borrow my spare car?

So my mother got an engine knock in her car so she needed a car, my mother asked if she can borrow my car which is an 09 Acura that always sits in my garage in case my main car breaks down. So I let her borrow my car and she called the next day that my indash navigation was stollen and my entire dash pannels where snapped, yes I would involve police but I wouldn't only because of insurance claim policy (I don't want the insurance to get higher). So I don't know what to do, I know she didn't lock it as usual but it should have locked itself and the anti theft siren should have turned on. I don't know what happened. Now what? I will continue to let her drive it until her car gets repaired but I'm not sure what to do now. Any advice? Thanks!

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